How to Get ATM Card from A Bank

• By Qeemat Admin
• December 24, 2012
• 0 Comments
• Banking Articles

ATM stands for Automated Teller Machine and getting an ATM card from a bank does not require to follow any hard and fast rules. However, like in the case of all other financial matters, you should be well informed about the procedure. Therefore, you must have some prior know-how related to how to get ATM card from a bank. You will find the following information to be useful.

Firstly, in order to get an ATM card, it is compulsory to have an account in a bank. Therefore, the first step, which needs to be followed, is opening an account. Keep in mind that this should be a current or savings account so that you can withdraw your money any time using your ATM card.

You can choose any bank, which suits you best. This could be a bank where your family members or friends have their accounts as well and may have recommended it to you. On the other hand, you can simply choose a back that is located near to your home so that it is convenient for you to visit it whenever you need to.

The bank staff will give you a form to fill in order to open your account. Fill out the form carefully and provide all the important documents, such as your national identity card copies and your photographs. You will then be asked to deposit a certain amount of money in your account. The fee of opening the account is usually very little.

This is the time when you will be asked for the option of getting an ATM card. Fill out the required form and fulfill all of the formalities; the bank staff will guide you. There are additional charges for the ATM card. Do check out the charges of different banks so that you can open your account in a bank which charges you the least since this is a non-refundable fee.

The ATM card is not issued immediately. It usually takes a few days, up to one week or more, depending on the bank. Once your request has been processed, you will receive a letter from the bank or an email informing you about the issuance of the ATM card. It is not sent to you through mail for security purposes. Therefore, you have to collect it from the bank yourself.

Do not forget to take the letter with you to the bank. It is a proof which needs to be shown as a legal process to the bank. Once all the verifications have been completed, the card is handed over to you. Initially, the bank provides you with a code for the ATM card. The first time you use your card, this is the code you use for its activation. This is also when you are asked to change the code. You must change it for security reasons. Never keep the same password given to you by the bank. From this point on, you have the possession of your ATM card which can now be used for withdrawing money any time you want.